When mortgage loan officer Michael Petrovich with The Private Mortgage Group in Omaha was offered the chance to work with the national Homes for Heroes program, he says it seemed like a perfect opportunity to show his thanks to those we depend on.
The program—which uses the tagline ‘Service Deserves Its Rewards’—offers discounts on real estate-related services to active and retired military, police officers, firefighters, teachers, and other civil servants that serve our communities and our country.
“My dad was a fireman for years with the Omaha Fire Department, and a good friend of mine’s dad is a retired Omaha police officer,” Petrovich says. “I also have a lot of friends in the military. [The program] sounded like an opportunity to help out a lot of friends and family, and this was an area I felt I could really make a difference…saving them some money when buying a home.”
Petrovich says as a Homes for Heroes affiliate member, he offers “hero” homebuyers free home appraisals, which are often required for home purchases and refinances handled by his firm. Waiving the fee saves the homebuyer $400. Fellow Private Mortgage Group employees Pete Coen and Jeremy Wilhelm are also affiliate members.
“[The program] sounded like an opportunity to help out a lot of friends and family, and this was an area I felt I could really make a difference.” – Michael Petrovich, The Private Mortgage Group
“We can offer the discounts to any qualifying client in the Omaha/Fremont territory we cover. All they need to do is sign up on the Homes for Heroes website, and it directs them to all the affiliates in the area,” Petrovich explains.
Real estate agents make up a large number of HFH affliliate members nationally. Locally, Prudential Ambassador Real Estate agents Michelle Gustafson, Gary Gernhart, Mamie Jackson, and Matt Anderson are affiliates. “We know the agents [at Prudential], and we’ve worked together to offer clients the HFH discounts. It’s been a team effort,” Petrovich adds.
The Homes for Heroes program was first created in 2002 by a group of lenders and Realtors in Minneapolis in response to the tragic events of 9/11. Petrovich was among the first Homes for Heroes affiliate members in Nebraska, joining in November 2012 when the program first launched in Omaha. The 501(c)(3) nonprofit, comprised of Realtors, lenders, and other real estate-related service providers, now has approximately 750 affiliates nationwide serving homeowners in 44 states.
Steve Minino, a Realtor with NP Dodge Real Estate, is another Homes for Heroes affliate in Omaha. Along with Realtors Deb and Mark Hopkins (all part of the Hopkins Home Team), Minino got involved when he learned about the program on the local news.
“We saw the advantages right away and jumped on board…being able to help our local heroes while getting some great exposure for us,” he says. “It was definitely a win-win situation.
“My family also has a long tradition of members serving in the Marine Corps. We liked the idea of helping out family and friends who serve and who could really benefit.”
“We saw the advantages right away and jumped on board…being able to help our local heroes while getting some great exposure for us. It was definitely a win-win situation.” – Steve Minino, NP Dodge Real Estate
As an affiliate, Minino says he offers 25 percent of his sales commission back toward the purchase process for Homes for Heroes clients. “This money is typically applied toward the closing costs being paid by the homebuyer,” he says. “If the buyer is not responsible for closing costs, then the money is donated to a charity of their choice.”
Minino also donates another five percent of his commission directly back to the Homes for Heroes organization, which they use to fund other projects, including the rehabing of homes to accommodate injured veterans.
“We’re currently working with several Heroes clients, and we hope to grow that number in the next six months or so.”
Millard Public Schools teacher Stephanie Poltack and her fiancé, Aaron Mackel, recently purchased a home together in West Omaha and took advantage of discounts offered by several local Homes for Heroes affliliates. “My Realtor, Judy Kramer with Prudential, told me about [Homes for Heroes] and referred me,” Poltack says. “Through the program, we received closing-cost assistance and got a discounted home inspection, and The Private Mortgage Group gave us a free home appraisal. I believe we saved $1,325 in all.
“Being a first-year teacher and a first-time homeowner, I’m very appreciative of all the help we received…It meant everything to us,” Poltack adds. “We were able to use the money saved to go out and buy a washer and dryer. It’s a great program, and I think if more people were aware of it, more would take advantage of it.”
“Being a first-year teacher and a first-time homeowner, I’m very appreciative of all the help we received…It meant everything to [my fiancé and me].” – Stephanie Poltack, teacher
Nationally, several media outlets and Hollywood celebrities have helped publicize the good works being done by Homes for Heroes’ affiliates nationwide, including Sean Hannity with Fox News, actor Gary Sinise, and the Orlando Magic basketball franchise. However, the nonprofit has grown primarily through word of mouth via the internet and news media.
Petrovich says one of the goals of the Omaha-area affiliates is to raise awareness of the Homes for Heroes program in Nebraska and encourage participation by our local heroes.
“We’re getting together to discuss ways to advertise,” he said. “We’ve placed ads in the Fremont paper, hung posters in firehouses and around town…We want our civil servants and military to know we support them and say thank you for serving our country and our community.”